Housing & Financial Counseling

Housing and Financial Counseling and Education

From those who need help learning to budget to those who are dealing with serious problems, such as the threat of foreclosure, our professional counselors can help to promote financial and housing stability.


The Art of Debt Management is an education course for individuals desiring to avoid and/or resolve financial difficulties. Budget, credit, and debt management information is covered in this interactive 2.5 hour course. One-on-one counseling may be scheduled as needed.


The Up Center’s housing educators teach the Virginia Housing Development Authority’s curriculum for potential homebuyers. Topics include: spending plan development, credit issues, working with a realtor and a lender, the importance of a home inspection, and what to expect at loan closing. One-on-one pre-purchase counseling is available when needed.


For homeowners in danger of losing their homes due to mortgage delinquency, The Up Center provides free, confidential support as an approved Department of Housing and Urban Development (HUD) counseling agency.


Our compassionate and professional counselors provide seniors 62 and older with the information they need to make an informed decision for using equity in their homes. For those eligible, the reverse mortgage pays off all liens on the home, provides more positive cash flow, and/or makes additional funds available to be used for any purpose. The loan is not repaid until death or permanent move from the house.


At the request of The United Way of South Hampton Roads, The Up Center has assumed responsibility for coordinating the Financial Stability Coalition of South Hampton Roads. This coalition streamlines service to help build assets and gain financial stability. To find out more information visit: http://www.financialstabilityhr.com/.


Art of Debt Management Class (2.5 hours)

Norfolk Office – 222 West 19th St., Norfolk, Va. 23509

The class includes basic financial planning, budget, credit, and debt management. This 2.5 hour class is held every first and third Wednesday of each month from 6:00 p.m. to 8:30 p.m. ADM classes for groups of six or more may be held on request at alternate locations.

April 5th & 19th

May 3rd & 17th

June 7th & 21st

July 5th and 19th

August 2nd & 16th

September 6th & 20th

October 4th & 18th

November 1st  & 15th

December 6th & 20th

First Time Homebuyers Class (6 hours)

Ghent Office – 222 West 19th St., Norfolk, Va. 23509

Participants must attend both Tuesday and Thursday night classes, 6:00 – 9:00 p.m.

April 18th & 20th

May 16th & 18th

June 20th & 22nd

July 18th & 20th

August 15th & 17th

September 19th & 21st

October 17th & 19th

November 14th & 16th

December 12th & 14th

 Contact: Tiffany TritchHousing Counselor, (757) 965-8636

Uplift Lives

    Also designate your United Way contribution to The Up Center

    CVC #05017

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